.mbt { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; 
  font-style: normal; font-weight: normal; color: #000000} 
  
.thelink { FONT-SIZE: 12px; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; COLOR: #032d57; font-weight:bold; text-decoration: none} 
  .thelink A:link { FONT-SIZE: 12px; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; COLOR: #032d57; text-decoration: none; font-weight: bold} 
  .thelink A:visited { FONT-SIZE: 12px; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; COLOR: #032d57; text-decoration: none; font-weight: bold}
  .thelink A:active { FONT-SIZE: 12px; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; COLOR: #032d57; text-decoration: none; font-weight: bold}
  .thelink A:hover { FONT-SIZE: 12px; FONT-FAMILY: Verdana, Arial, Helvetica,  sans-serif; COLOR: #366b8f; text-decoration: none; font-weight: bold}

/* for lists*/
ul.more 
{
list-style-position: outside;
list-style-type: disc;
padding-left: 1.5em;
margin: 0px;
}

li.more {
line-height: 1.4em; /*between items in the list */
margin: 0px; 
}

p {
  margin: 0 0 1.1em 0; /* clockwise setting: top right bottom left */
  }
  
.smtext { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px ; 
	}
	
.footer { FONT-SIZE: 11px; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; COLOR: #ccc; text-decoration: none; padding-top:2px; padding-left:22px;} 
.footer A:link { } 
.footer A:visited {  COLOR: #032d57; }
.footer A:active {COLOR: #032d57; }
.footer A:hover {COLOR: #366b8f;}